For the normal conditioned soul ; Krsna allows the karma to go on mechanically and he normally doesn’t interfere. He only interferes in regard to the devotees. So when someone surrenders to Kṛṣṇa, he takes charge of the karma and he applies it, but it’s still one’s own karma.
His Holiness Jayapataka Swami Maharaj
1988, 31st October, SB class @ Atlanta, USA